Payment Options and Insurance

Santee Dental Financing - Albert Klitzke, DDS

Our Santee, California dental office offers several ways to help you have the dentistry that you want and need. We accept indemnity insurance plans, most PPO insurance plans and patients without insurance.  PPO  insurance plans let you select your dentist from a list of dentists that have signed up for their plan.  Patients with indemnity plans can choose any dentist.   Call us with your dental insurance information and we can verify your insurance eligibility  before your appointment.



We accept the following PPO plans:


Aetna PPO
Delta PPO
Delta Premier

Met Life PPO
First Dental
Blue Cross
Health Net

Aetna US Health Care
Cigna Health Care
DHA Alliance
Safeguard PPO
Guardian PPO
Plan Handlers
Blue Cross Blue Shield
Blue Shield of California
AWPU Health Plan
Cigna PPO
Delta Tricare Retiree Plan
Sharp Health Care
Mutual of Omaha
Care First Blue Crossl
Guardian Dental Preferred
United Concordia (Military Dependents)
Principal Life Insurance
Dentegra Insurance Company



We accept all PPO insurance plans and we accept New Dental Choice, Pacificare Health Plan, Government Employees Health Association (GEHA), Dental Benefit Providers, Ameritas Life Insurance and several others. Call us if you do not see your plan listed.   We do not accept Dental HMO plans where you are required to go to the dentist listed on your dental insurance card.   We also do not accept Medi-cal government insurance, but do see patients if they want to have procedures that are not covered under those plans such as cosmetic dentistry, bleaching , braces and implant dentistry.


We accept Visa, MasterCard, Discover card, bank debit cards, cash and checks, We also have partnered with Care Credit, a finance company to help you with payment for your care.  Our office also offers “Easy Pay” for short term financing.   With the “  Easy Pay “program” you save postage and we  can debit your credit card or debit card each month with your preapproved monthly payment and save you from writing a check and mailing it.  Give us a call and our office manager  can explain these options to you.  We have a discount for seniors 60 years and older.


Ask us about our 12 month interest free payment plans through Care Credit to give you the dentistry you want today.

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We encourage you to contact us with any questions or comments you may have. Please call our office or use the contact form below.

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Albert Klitzke DDS
Santee Family dentistry
cosmetic dentist, family dentist

Santee Dentist, Dr. Albert Klitzke is a professional dedicated to Excellence in General, Family, & Cosmetic Dentistry such as Cleanings & Prevention, Restorations, Periodontal Disease & many other dental procedures. Please come and visit Santee, CA Dentist, Albert Klitzke, DDS.

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Albert Klitzke, DDS 8790 Cuyamaca Street, Suite E Santee, CA 92071 (619) 596-0144